Many of you always complain that you are broke,why? Because you cant manage the little you have efficiently,thats the problem you have,if you can manage your money very well you wont be broke,i can see majority of us here are students,assuming your parent is giving you 500 naira every day for lunch to school,all you do is to spend everything and come back and say its not enough without saving anything,it can be quiet not enough but you still have to save thats where money management comes in...Out of that small 500
naira you have to save at least 100 naira from it,i know its hard for you to do but you must deprive yourself something to achieve your aim,if you are buying two bouns or drinks for lunch in school you have to buy one because you have a target,if i tell you how much my cousin brother made this school term that just ended few days ago you amazed,he brought the money to me and said,uncle, this is my savings for the term,very huge, pls splend less and save more not anything you see you must buy